If you own a business, you may eventually encounter a Waiver of Subrogation requirement in a lease, vendor agreement, contractor agreement, or other business contract. The term can sound complicated, but the basic concept is relatively straightforward. A waiver of subrogation can limit an insurance company’s ability to seek recovery from a specific party after...
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Handyman businesses provide a wide range of repair, maintenance, installation, and home improvement services. From small repairs and painting to carpentry, fixture installation, and general property maintenance, handymen often work directly in customers’ homes and businesses. Working on someone else’s property and using tools and equipment every day can create a variety of risks. The...
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Nieves Insurance Group is pleased to announce a new online business insurance option through ERGO NEXT, giving eligible Florida businesses another convenient way to explore business insurance and obtain a quote online. More Ways to Get a Business Insurance Quote At Nieves Insurance Group, we understand that business owners have different preferences when it comes...
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If you own a small business in Florida, you may wonder which types of insurance you are legally required to carry and which coverages are optional. The answer depends on several factors, including whether you have employees, the type of business you operate, whether you own or lease property, and the contracts you enter into....
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If you own a business, you may eventually be asked by a landlord, customer, contractor, or business partner to provide a Certificate of Insurance (COI) or add someone as an Additional Insured to your policy. These terms are often used together, but they are not the same thing. Understanding the difference can help you avoid...
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When you are shopping for business insurance, you may come across both independent insurance agencies and insurance companies that sell policies directly to customers. While both can help you obtain insurance, the way they approach your coverage can be different. For a small business owner, understanding that difference can help you know what to expect...
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Running a yoga or Pilates studio involves much more than teaching classes. Studio owners have to think about their space, instructors, employees, equipment, clients, contracts, and the possibility of someone being injured during a class. The right business insurance can help protect your studio from many of the risks that come with operating a fitness...
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Running a martial arts school involves much more than teaching students how to train, compete, and develop discipline. As a school owner, you are also responsible for protecting your students, instructors, employees, equipment, facility, and business. Whether you operate a karate school, Brazilian jiu-jitsu academy, taekwondo school, judo dojo, kickboxing gym, kendo dojo, or another...
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Technology professionals help businesses operate efficiently, protect their data, and solve complex technical problems. From managed service providers (MSPs) to cybersecurity consultants and IT support companies, technology businesses often have access to sensitive systems and critical business operations. Because of this responsibility, IT professionals face unique risks that may not be covered by a standard...
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A customer slips and falls at your business. An employee accidentally damages a customer’s property. Someone claims that your business caused an injury or other loss. When something like this happens, knowing what to do next can help you respond appropriately and preserve important information. Here are several steps Florida business owners should consider after...
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