If you own a business, you may eventually encounter a Waiver of Subrogation requirement in a lease, vendor agreement, contractor agreement, or other business contract. The term can sound complicated, but the basic concept is relatively straightforward. A waiver of subrogation can limit an insurance company’s ability to seek recovery from a specific party after...
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Content creation has become a business for many people in Florida. Influencers, YouTubers, streamers, podcasters, social media creators, and other online professionals may generate income through advertising, sponsorships, subscriptions, affiliate marketing, brand partnerships, digital products, and other services. While much of the work happens online, content creators can still face many of the same business...
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Film and video production businesses work in a variety of environments, from studios and offices to private properties, commercial locations, public spaces, and event venues. Production companies may also coordinate equipment, crews, vehicles, contractors, and clients as part of a single project. With so many moving parts, a production business can face risks involving property...
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DJs provide entertainment for a wide range of events, including weddings, private parties, corporate functions, festivals, clubs, restaurants, and other venues. Many DJs also operate as mobile businesses, transporting their own sound systems, lighting, computers, and other equipment from one event to another. Working at different venues and handling expensive equipment can create a variety...
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Actors work across a wide range of productions and professional settings. Stage performances, film and television productions, commercials, promotional events, voice work, and other entertainment projects can all involve different responsibilities and working environments. Actors may also operate independently, provide professional services, maintain business equipment, or work through their own business entity. These activities can...
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Musicians can work in many different settings. A professional musician may perform at concerts, weddings, restaurants, festivals, private events, studios, or corporate functions. Some musicians also teach lessons, operate music businesses, sell services, or work with bands and other performers. These activities can involve valuable equipment, contracts, travel, venues, and interactions with customers and audiences....
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Professional modeling can involve much more than appearing in front of a camera. Models may work with photographers, agencies, brands, advertising companies, event organizers, production teams, and other businesses. Depending on how they operate, models may also travel to different locations, attend events, use business equipment, work as independent contractors, or operate their own modeling...
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Plumbers work on systems that are essential to homes, businesses, and commercial properties. From routine repairs and maintenance to installations, renovations, and emergency service calls, plumbing contractors can face a wide range of risks while working at customer locations. A damaged pipe, accidental property damage, vehicle accident, or employee injury can create substantial costs for...
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Landscaping businesses do much more than maintain lawns. Depending on the company, services may include lawn care, landscape maintenance, planting, trimming, irrigation, tree and yard services, and installation of outdoor features. These businesses also rely on vehicles, trailers, power equipment, tools, and employees working at different properties throughout the day. An accident involving equipment, a...
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Cleaning businesses help homeowners, offices, commercial properties, and other organizations maintain clean and safe environments. From residential cleaning services to commercial janitorial companies, cleaning professionals work in a wide variety of locations and may handle customer property, cleaning equipment, and potentially hazardous products. Because cleaning businesses work directly on customers’ premises, accidents, property damage, employee...
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