Workers’ Compensation Insurance in Florida
Protect Your Employees and Your Business
Workers’ compensation insurance can provide benefits for employees who experience covered work-related injuries or illnesses.
Florida workers’ compensation requirements and eligibility vary depending on factors such as the type of business, number of employees, and operations.
What Does Workers’ Compensation Cover?
Workers’ compensation may provide benefits for covered work-related injuries and illnesses, subject to the policy and applicable requirements.
Medical Expenses
Benefits may help cover medical treatment for covered work-related injuries or illnesses.
Lost Wages
Eligible employees may receive benefits for a portion of lost wages resulting from a covered work-related injury or illness.
Disability Benefits
Benefits may be available when a covered injury or illness affects an employee’s ability to work.
Death Benefits
Benefits may be available to eligible dependents when a covered work-related injury or illness results in death.
*Coverage and benefits are subject to the policy, applicable law, and eligibility requirements.
Who May Need Workers’ Compensation?
Workers’ compensation requirements depend on your business and circumstances.
Factors that may affect requirements include:
- Number of employees
- Type of business
- Business operations
- Industry
- Employee classifications
Florida businesses should understand the workers’ compensation requirements that apply to their specific situation.
Additional Coverage Options
Depending on your business and eligibility, other coverage options may be available as part of your business insurance program.
These may include:
- General Liability
- Professional Liability
- Cyber Coverage
- Employment Practices Liability (EPLI)
- Abuse & Molestation
- Commercial Umbrella Liability
- Tools & Equipment
Get Your Workers’ Compensation Quote
Ready to explore your options?
Start your business insurance quote online and see the coverage options available for your business.