Coverage for Your Café

Depending on your business and eligibility, coverage may include:

• General Liability — Protection against certain third-party claims involving bodily injury, property damage, personal and advertising injury, and other covered liabilities.
• Commercial Property — Protection for eligible business property such as furniture, fixtures, coffee equipment, appliances, inventory, and other covered property.
• Business Income — Coverage that may help replace certain lost income and continuing expenses following a covered loss that temporarily interrupts your café’s operations.
• Equipment Breakdown — Coverage for certain losses involving covered mechanical or electrical equipment, including eligible refrigeration, coffee, and food-service equipment.
• Workers’ Compensation — Coverage that may provide benefits for covered employee injuries, subject to Florida requirements and the applicable policy.
• Additional Coverage Options — Depending on your business, options may include Cyber Coverage, Employment Practices Liability (EPLI), Commercial Umbrella Liability, Commercial Auto, and other available coverage enhancements.

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