General Liability Insurance in Florida
Protect Your Business From Common Liability Risks
General liability insurance can help protect your business against certain third-party claims involving bodily injury, property damage, personal and advertising injury, and other covered liabilities.
For many Florida small businesses, general liability is an important foundation of a business insurance program.
What Does General Liability Insurance Cover?
General liability insurance may help cover certain claims arising from your business operations, including:
Bodily Injury
Protection for certain claims when someone is injured in connection with your business or operations.
Property Damage
Coverage for certain claims involving damage to someone else’s property caused by your business.
Personal & Advertising Injury
Protection for certain covered claims involving offenses such as libel, slander, or advertising-related injury.
Medical Expenses
Coverage may be available for certain medical expenses resulting from covered injuries, subject to the policy terms and limits.
Damage to Rented Premises
Coverage may be available for certain damage to premises rented by your business.
Additional Coverage Options
Depending on your business, profession, operations, and eligibility, your general liability policy may offer additional coverage options.
These may include:
- Cyber Coverage
- Employment Practices Liability (EPLI)
- Abuse & Molestation
- Commercial Umbrella Liability
- Tools & Equipment
- Other applicable coverage enhancements
Coverage availability, limits, deductibles, and eligibility vary by business and policy.
Who Needs General Liability Insurance?
General liability can be relevant to a wide range of Florida small businesses, including:
- Professional service businesses
- Fitness and wellness businesses
- Martial arts schools and instructors
- Yoga instructors
- Personal trainers
- Contractors
- Cleaning businesses
- Landscaping businesses
- Other eligible small businesses
The coverage available to your business depends on your specific operations and eligibility.
Get Your General Liability Quote
Ready to explore your options?
Start your business insurance quote online and see the coverage options available for your business.