Restaurant Insurance in Florida

Insurance for Restaurants & Restaurant Businesses

Nieves Insurance Group helps eligible Florida restaurants and food-service businesses explore insurance options designed around their operations.

Coverage for Your Restaurant

Depending on your business and eligibility, coverage may include:

  • General Liability — Protection against certain third-party claims involving bodily injury, property damage, personal and advertising injury, and other covered liabilities.
  • Commercial Property — Protection for eligible business property such as furniture, fixtures, kitchen equipment, appliances, inventory, and other covered property.
  • Business Income — Coverage that may help replace certain lost income and continuing expenses following a covered loss that temporarily interrupts your restaurant’s operations.
  • Equipment Breakdown — Coverage for certain losses involving covered mechanical or electrical equipment, which can be particularly important for commercial kitchens.
  • Workers’ Compensation — Coverage that may provide benefits for covered employee injuries, subject to Florida requirements and the applicable policy.
  • Additional Coverage Options — Depending on your business, options may include Liquor Liability, Cyber Coverage, Employment Practices Liability (EPLI), Commercial Umbrella Liability, Commercial Auto, and other available coverage enhancements.

EXPLORE COVERAGE OPTIONS →

Who We Serve

We help eligible Florida restaurants and food-service businesses, including:

Full-Service Restaurants • Fast-Casual Restaurants • Quick-Service Restaurants • Takeout Restaurants • Specialty Restaurants

Whether you operate a small neighborhood restaurant or an established food-service business, your insurance should reflect the way your restaurant operates.

Why Nieves Insurance Group?

Florida Small Business Focus

Insurance solutions for eligible small businesses throughout Florida.

Simple Online Quoting

Start your quote online at your convenience.

Personal Assistance

Have questions? Speak directly with a licensed insurance professional.

Get Your Quote

Ready to explore insurance for your restaurant?

Start your online quote through our convenient digital quoting process.

Scroll to top